Why is the CMMB brand and name being changed?
The brand and name change is the final phase in the integration of the CMMB operations as part of the First Citizens
Group.
Please
click here
for further
information.
Why should I
invest at First Citizens Investment Services?
At
First Citizens Investment Services we offer competitive rates on your investment, safety,
flexibility, excellent client care standards, and a wealth
of knowledge and financial guidance from our team members.
What are First Citizens Investment Services’
opening hours?
Opening
hours are 8:00am - 4:00pm.
What do I need
to open an account?
For individuals - Two (2) valid forms of picture ID’s
(Driving Permit /National ID /Passport) and Proof of Address per account signatory.
For a company - The Articles and Memorandum of Association.
A certificate of incorporation/continuation is also
required. Company By-laws. Names and addresses of Partners.
Signatories on the account along with signature specimens
and any special signing rights assigned. Two forms of valid
photo ID per account signatory. Company Resolution. Most
recently filed Annual Return or List of Directors, Secretary
and other officers. Management accounts for the last three
years (where applicable).
Are there any
minimum amounts for FIP's?:
For the Fixed Income Paper, a
minimum investment of TTD 10,000 or USD 5,000 or EUR 10,000 or BBD 10,000 or XCD 5,000 is required.
How can clients invest with First Citizens Investment Services?
Clients can invest
via:
- Managers' cheque / Bank Draft / Certified Cheque
- Direct Deposits through any First Citizens Branch
- Wire Transfers
- Cash (up to TTD 10,000 or USD 2,000)
- Linx
How are returns
calculated?
Returns are calculated using the formula:
Principle x Rate x Time
365
Is my money insured?
FIP's are not insured by
the Deposit Insurance Corporation. Your investment is
secured by an underlying security that may be a government
or corporate bond.
What can I do if I have lost a
cheque issued by First Citizens Investment Services?A "stop payment"
will be placed on the cheque. Upon confirmation of the same
from the bank we will write a replacement cheque for the
original cheque amount less the service charge for
stop-payment.
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